Reporting Insurance Fraud | Asurea Scam Report

Reporting Insurance Fraud | Asurea Scam Report

by Angela Bass, December 17, 2015

You’ve discovered that you’ve been scammed out of some or all of your life insurance or mortgage protection benefits. So, who do you tell and how do you go about reporting insurance fraud?

The more information, the better
When it comes to reporting an encounter with insurance fraud, there’s no such thing as providing too much information. No matter where you decide to report the crime, you want to gather as much information as possible. The more you can provide, the better. Consider including the following details in your report:

  • Names and dates.
  • Organizations involved, including phone numbers, addresses, emails and URLs.
  • Insurance company or insurers that were defrauded, or did the defrauding.
  • Amount of money you think was lost.
  • Documents and other written materials.
  • Any other information you think might be helpful.

Knowing where to turn
It takes a lot of energy for an insurance scammer to come up with the perfect plan to swindle you out of your money. This fact alone can make you feel like there’s nothing you can do to balance the scales, much less recover your benefits. But for every scam artist, there’s a detective at an agency waiting to recover your losses. Here are a few places you can turn to for help:

Fraud bureaus

Most states have their own fraud bureaus. Contact your state fraud bureau to report a scam that you or someone else has fallen victim to. You might even be rewarded if the tip you share leads to a conviction. The National Insurance Crime Bureau (NICB) investigates insurance crimes involving property and casualty insurance, including auto and home insurance, liability insurance, and workers compensation. Think you’ve been victimized by any of these types of insurance scams? Call (800) 835-6422 to find out about reporting insurance fraud or report the scam online or via mobile device.

Medicare and Medicaid

If you believe Medicare is being charged for a service or a supply you did not receive, or you do not recognize the provider on the claim, you can call 1-800-MEDICARE. If you need to report insurance fraud by or against Medicaid, you can call 1-800-447-8477 or visit the Centers for Medicaid and Medicare Services website.

Affordable Care Act

To report insurance scams involving the Affordable Care Act, call (800) 318-2596.

Don’t let the bad guys win
It is also crucial that you report an insurance scam as soon as you become aware of it. The longer you wait, the easier it will be for the shady individuals or organizations to get away with their crimes.

The agencies mentioned above are well aware of the scope of insurance fraud in the United States. They have a number of tools and resources ready to use on your behalf. So, don’t just sit back and let the bad guys get away. Asurea doesn’t tolerate insurance fraud, and neither should you. Reporting insurance fraud is a must. Take action today!

For more articles on insurance scams

Need more help? Check out these other articles in our Asurea Scam Report:


Asurea offers Life Insurance, Mortgage Protection Life Insurance, Medicare Supplement Insurance, Final Expense Insurance, Disability Insurance, Long-term Care Insurance, Retirement Planning products and more. For additional information, click on the ‘Learn more’ button below. Want to have articles just like this delivered to your inbox? Just enter your email address in the box below and click ‘Subscribe.’

This information is provided for general consumer educational purposes only and is not intended to provide legal, tax or investment advice.


Angela Bass

Angela Bass

Find her at LinkedIn
Angela joined Asurea as the Content Marketing Writer in September 2015. She is also a freelance multimedia journalist, having written and produced stories for Land & People Magazine, The Baltimore Sun, California Health Report, NPR's Latino USA, PRI's The World and KALW's Crosscurrents, among others. In 2014, she founded Storybrook Media, which provides video production services to nonprofits and small businesses. She holds a Master’s in Journalism from UC Berkeley and a BA in Creative Writing from San Francisco State.
Angela Bass